Singapore Income Tax Calculator (YA 2026)
Estimate Singapore resident individual income tax for Year of Assessment 2026, including earned income relief by age group and progressive rates from 0% to 24%.
How It Works & Methodology
Calculates Singapore individual income tax for tax-resident individuals for Year of Assessment (YA) 2026 on employment income earned in the preceding calendar year, adhering strictly to the Inland Revenue Authority of Singapore (IRAS) schedule.
Key Assumptions & Scope:
- Calculates tax for tax-resident individuals; non-resident flat rates (15% or 24%) are not modelled.
- Earned income relief (S$1,000 for below 55, S$6,000 for 55–59, S$8,000 for 60+) is automatically applied based on the selected age bracket.
- Total personal income tax reliefs are subject to the statutory overall cap of S$80,000 per Year of Assessment.
Frequently Asked Questions
What is "Year of Assessment (YA) 2026"?
In Singapore, individual income tax is assessed on a preceding-year basis. YA 2026 assesses employment income earned between 1 January 2025 and 31 December 2025.
How does the statutory S$80,000 personal relief cap apply?
The total aggregate amount of all personal tax reliefs claimed by an individual tax resident (including earned income relief, CPF relief, course fee relief, and family reliefs) cannot exceed S$80,000 in any single Year of Assessment.
Is Central Provident Fund (CPF) employee contribution deducted automatically?
Because mandatory CPF contributions vary based on citizenship status, permanent residency year, and wage ceilings, you can enter your exact eligible CPF contribution relief under eligible deductions.